/* CreditBharosa — shared stylesheet
   Design tokens live here. Change once, applies everywhere. */

:root{
  --navy:#0C1B33;
  --navy-2:#16294A;
  --navy-3:#2C3F63;
  --slate:#5A6579;
  --slate-2:#636D80;
  --paper:#FBFAF8;
  --paper-2:#F3F1EC;
  --white:#FFFFFF;
  --green:#0E7A5F;
  --green-bg:#E7F3EF;
  --green-line:#B9DDD1;
  --amber:#946325;
  --amber-bg:#FBF3E7;
  --rule:#E5E2DA;
  --hair:#D2CEC3;
  --shadow:0 1px 2px rgba(12,27,51,.04), 0 8px 28px -18px rgba(12,27,51,.28);
  --shadow-lg:0 2px 4px rgba(12,27,51,.05), 0 24px 60px -34px rgba(12,27,51,.42);
  --r:14px;
  --r-sm:10px;
  --max:1200px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  background:var(--paper);
  color:var(--navy);
  font-family:"Plus Jakarta Sans",system-ui,-apple-system,sans-serif;
  font-size:16.5px;line-height:1.62;font-weight:400;
  -webkit-font-smoothing:antialiased;
  font-variant-numeric:tabular-nums;
}
h1,h2,h3,h4{font-weight:700;line-height:1.12;letter-spacing:-0.028em}
a{color:inherit}
img,svg{display:block;max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
:focus-visible{outline:2.5px solid var(--green);outline-offset:3px;border-radius:4px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

.eyebrow{font-size:12px;letter-spacing:.13em;text-transform:uppercase;
  font-weight:700;color:var(--green)}
.serif-note{font-family:"Newsreader",Georgia,serif;font-style:italic}

/* ── buttons ─────────────────────── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font:inherit;font-size:15.5px;font-weight:600;letter-spacing:-.01em;
  padding:13px 24px;border-radius:999px;border:1.5px solid transparent;
  text-decoration:none;cursor:pointer;transition:.18s ease}
.btn-primary{background:var(--navy);color:var(--paper)}
.btn-primary:hover{background:var(--navy-2)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--hair)}
.btn-ghost:hover{border-color:var(--navy);background:var(--white)}
.btn-green{background:var(--green);color:#fff}
.btn-green:hover{background:#0B6650}
.btn-sm{padding:9px 17px;font-size:14px}

/* ── header ──────────────────────── */
.hdr{background:var(--paper);border-bottom:1px solid var(--rule);
  position:sticky;top:0;z-index:50}
.hdr-in{max-width:var(--max);margin:0 auto;padding:14px 22px;
  display:flex;align-items:center;justify-content:space-between;gap:12px 20px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex:0 0 auto}
.logo .mono{width:32px;height:32px;border-radius:8px;background:var(--navy);
  color:var(--paper);display:grid;place-items:center;
  font-size:13.5px;font-weight:800;letter-spacing:-.03em}
.logo .word{font-size:19.5px;font-weight:700;letter-spacing:-.035em;white-space:nowrap}
.logo .word b{font-weight:800;color:var(--green)}
.hdr-nav{display:none;gap:26px;margin-left:8px}
.hdr-nav a{font-size:15px;font-weight:500;color:var(--slate);text-decoration:none;
  padding:6px 0;border-bottom:2px solid transparent;transition:.18s}
.hdr-nav a:hover,.hdr-nav a[aria-current]{color:var(--navy);border-bottom-color:var(--green)}
.hdr-act{display:flex;align-items:center;gap:10px 12px;flex:1 1 auto;min-width:0;max-width:100%;flex-wrap:wrap;justify-content:flex-end}
.hdr-act .signin{display:none;font-size:15px;font-weight:500;color:var(--slate);
  text-decoration:none}
.hdr-act .signin:hover{color:var(--navy)}
.hdr-act .hdr-tools-link{display:inline-flex}
@media(min-width:1000px){.hdr-nav{display:flex}.hdr-act .signin{display:inline}.hdr-act .hdr-tools-link{display:none}}

/* ── mobile primary navigation (hamburger) ──────────────────────────
   .hdr-nav is hidden below 1000px (see rule above); this is its
   equivalent for narrow viewports. Same destinations, same order. */
.hdr-burger{display:none;align-items:center;justify-content:center;width:38px;height:38px;
  border-radius:999px;border:1.5px solid var(--hair);background:var(--white);
  color:var(--navy);cursor:pointer;flex:0 0 auto;padding:0}
.hdr-burger:hover{border-color:var(--navy)}
@media(max-width:999px){.hdr-burger{display:inline-flex}}
.mobile-nav{flex-direction:column;border-top:1px solid var(--rule);
  background:var(--paper);padding:6px 22px 12px}
.mobile-nav:not([hidden]){display:flex}
.mobile-nav a{padding:13px 2px;font-size:16px;font-weight:600;color:var(--navy);
  text-decoration:none;border-bottom:1px solid var(--paper-2)}
.mobile-nav a:last-child{border-bottom:0}
.mobile-nav a[aria-current]{color:var(--green)}
@media(min-width:1000px){.mobile-nav{display:none!important}}

/* ── language selector (readiness only — see MULTILINGUAL-ARCHITECTURE.md;
   हिंदी / ગુજરાતી / मराठी are inert "coming soon" states, not links) ──── */
.lang-switch{display:flex;align-items:center;gap:3px;margin-right:2px}
.lang-switch button{font:inherit;font-size:12px;font-weight:700;letter-spacing:-.01em;
  padding:5px 8px;border-radius:7px;border:1.5px solid transparent;background:transparent;
  color:var(--slate-2);cursor:default;line-height:1}
.lang-switch button[aria-current="true"]{background:var(--paper-2);border-color:var(--hair);color:var(--navy)}
.lang-switch button[aria-disabled="true"]{opacity:.55}

/* ── hero ────────────────────────── */
.hero{padding:66px 0 74px;border-bottom:1px solid var(--rule)}
.hero-grid{display:grid;gap:48px;align-items:center}
@media(min-width:980px){.hero-grid{grid-template-columns:1.02fr .98fr;gap:64px}}
.hero h1{font-size:clamp(38px,6.4vw,62px);max-width:11ch}
.hero h1 span{color:var(--green)}
.hero h1.tagline-lg{max-width:17ch;font-size:clamp(32px,6vw,58px)}
.hero .lede{margin-top:22px;font-size:18.5px;color:var(--slate);max-width:44ch}
/* Below the hero's 2-col breakpoint, --slate's ~5.6:1 contrast reads
   noticeably fainter on phone screens than on desktop even though the
   value is identical - darken to --navy-3 (~10:1) on mobile only. */
@media(max-width:979px){
  .hero .lede,.hero .trust-strip{color:var(--navy-3)}
}
.hero .ctas{margin-top:32px;display:flex;flex-wrap:wrap;gap:12px}
.hero .assure{margin-top:24px;display:flex;align-items:flex-start;gap:9px;
  font-size:14.5px;color:var(--slate);max-width:42ch}
.hero .assure svg{flex:0 0 auto;margin-top:3px}
.tagline{margin-top:14px;font-size:18px;color:var(--green)}

/* ── dashboard mock ──────────────── */
.dash{background:var(--white);border:1px solid var(--rule);border-radius:var(--r);
  box-shadow:var(--shadow-lg);overflow:hidden}
.dash-head{padding:28px 24px 22px;border-bottom:1px solid var(--rule);
  display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.dash-head .lbl{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--slate-2);font-weight:700}
.dash-score{display:flex;align-items:baseline;gap:11px;margin-top:8px}
.dash-score .num{font-size:52px;font-weight:800;letter-spacing:-.045em;line-height:1}
.dash-score .band{background:var(--green-bg);color:var(--green);border:1px solid var(--green-line);
  padding:4px 11px;border-radius:999px;font-size:12px;font-weight:700;letter-spacing:.06em}
.gauge{width:100%;height:6px;background:var(--paper-2);border-radius:999px;
  margin-top:18px;overflow:hidden}
.gauge i{display:block;height:100%;width:71%;border-radius:999px;
  background:linear-gradient(90deg,#C8A24A,var(--green))}
.gauge-scale{display:flex;justify-content:space-between;margin-top:7px;
  font-size:11.5px;color:var(--slate-2);font-weight:600}
.dash-rows{padding:6px 24px 20px}
.d-row{display:flex;align-items:center;justify-content:space-between;gap:14px;
  padding:14px 0;border-bottom:1px solid var(--paper-2)}
.d-row:last-child{border-bottom:0}
.d-row .k{font-size:15px;font-weight:500}
.d-row .v{font-size:13.5px;font-weight:700;padding:3px 11px;border-radius:999px}
.v-good{background:var(--green-bg);color:var(--green)}
.v-warn{background:var(--amber-bg);color:var(--amber)}
.v-flat{background:var(--paper-2);color:var(--slate)}

/* ── sections ────────────────────── */
.sec{padding:74px 0;border-bottom:1px solid var(--rule)}
.sec-tint{background:var(--paper-2)}
.sec-head{max-width:40ch}
.sec-head .eyebrow{display:block;margin-bottom:14px}
.sec-head h2{font-size:clamp(28px,4.2vw,42px)}
.sec-head .sub{margin-top:16px;color:var(--slate);max-width:52ch;font-size:17.5px}

/* ── quick actions ───────────────── */
.quick{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:0}
@media(min-width:640px){.quick{gap:16px}}
@media(min-width:1000px){.quick{grid-template-columns:repeat(3,1fr)}}
.qa{background:var(--white);border:1px solid var(--rule);border-radius:var(--r);
  padding:16px 14px;text-decoration:none;display:flex;flex-direction:column;
  box-shadow:var(--shadow);transition:.2s ease}
.qa:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--hair)}
.qa .ic{width:30px;height:30px;border-radius:9px;background:var(--green-bg);
  color:var(--green);display:grid;place-items:center;margin-bottom:10px}
.qa h3{font-size:15.5px;margin-bottom:5px;letter-spacing:-.01em}
.qa p{font-size:13px;color:var(--slate);flex:1;line-height:1.4}
.qa .go{margin-top:10px;font-size:13px;font-weight:700;color:var(--green)}
@media(min-width:640px){
  .qa{padding:24px 22px}
  .qa .ic{width:40px;height:40px;border-radius:11px;margin-bottom:16px}
  .qa h3{font-size:19px;margin-bottom:7px}
  .qa p{font-size:14.5px;line-height:1.55}
  .qa .go{margin-top:16px;font-size:14.5px}
}
.qa.soon .ic{background:var(--paper-2);color:var(--slate-2)}
.qa.soon .go{color:var(--slate-2)}

/* ── intent chips ────────────────── */
.intents{display:grid;gap:12px;margin-top:38px}
@media(min-width:620px){.intents{grid-template-columns:repeat(2,1fr)}}
@media(min-width:960px){.intents{grid-template-columns:repeat(4,1fr)}}
.intent{background:var(--white);border:1px solid var(--rule);border-radius:var(--r-sm);
  padding:19px 20px;text-decoration:none;font-size:16.5px;font-weight:600;
  letter-spacing:-.015em;display:flex;align-items:center;justify-content:space-between;
  gap:12px;transition:.18s ease}
.intent:hover{border-color:var(--green);background:var(--green-bg);color:var(--green)}
.intent .ar{opacity:.4;flex:0 0 auto}
.intent:hover .ar{opacity:1}

/* ── card grid ───────────────────── */
.cardgrid{display:grid;gap:18px;margin-top:38px}
@media(min-width:720px){.cardgrid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1060px){.cardgrid{grid-template-columns:repeat(3,1fr)}}
/* reserve space before JS populates the grid, so the fetch doesn't cause a layout shift */
.cardgrid:empty{min-height:380px}
.pcard{background:var(--white);border:1px solid var(--rule);border-radius:var(--r);
  padding:24px 22px;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.pcard .bank{font-size:12px;letter-spacing:.11em;text-transform:uppercase;
  color:var(--slate-2);font-weight:700}
.pcard .nm{font-size:23px;margin-top:8px}
.pcard .fees{display:flex;gap:18px;margin-top:16px;padding:14px 0;
  border-top:1px solid var(--paper-2);border-bottom:1px solid var(--paper-2)}
.pcard .fees div{font-size:13px;color:var(--slate)}
.pcard .fees b{display:block;font-size:16px;color:var(--navy);font-weight:700;margin-top:2px}
.pcard .hl{margin-top:16px;font-size:15.5px;color:var(--navy-3)}
.pcard .catch{margin-top:14px;background:var(--amber-bg);border-radius:var(--r-sm);
  padding:13px 15px;font-size:14.5px;color:var(--amber);line-height:1.5}
.pcard .catch b{font-weight:700}
.pcard .meta{margin-top:16px;font-size:12.5px;color:var(--slate-2)}
.pcard .acts{margin-top:18px;padding-top:18px;border-top:1px solid var(--paper-2);
  display:flex;gap:10px;flex-wrap:wrap}

/* ── steps ───────────────────────── */
.steps{display:grid;gap:22px;margin-top:40px;counter-reset:s}
@media(min-width:820px){.steps{grid-template-columns:repeat(3,1fr);gap:34px}}
.step{padding-top:20px;border-top:2px solid var(--green)}
.step:before{counter-increment:s;content:"0" counter(s);
  font-size:13px;font-weight:800;color:var(--green);letter-spacing:.06em}
.step h3{font-size:20px;margin:10px 0 8px}
.step p{font-size:15.5px;color:var(--slate)}

/* ── principles ──────────────────── */
.prin{display:grid;gap:0;margin-top:40px;border-top:1px solid var(--hair)}
@media(min-width:860px){.prin{grid-template-columns:1fr 1fr;column-gap:60px}}
.pr{padding:26px 0;border-bottom:1px solid var(--rule)}
.pr h3{font-size:19px;margin-bottom:8px}
.pr p{font-size:15.5px;color:var(--slate);max-width:44ch}

/* ── faq ─────────────────────────── */
.faq{margin-top:36px;border-top:1px solid var(--hair)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{padding:20px 2px;font-size:17.5px;font-weight:600;cursor:pointer;
  list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";font-size:22px;font-weight:400;color:var(--green);
  flex:0 0 auto;transition:.2s}
.faq details[open] summary:after{transform:rotate(45deg)}
.faq .ans{padding:0 2px 22px;font-size:16px;color:var(--slate);max-width:62ch}

/* ── final cta ───────────────────── */
.finale{background:var(--navy);color:var(--paper);padding:84px 0;text-align:center}
.finale h2{font-size:clamp(30px,4.6vw,48px);max-width:16ch;margin:0 auto;color:#fff}
.finale p{margin:20px auto 0;max-width:46ch;color:#9AA4B8;font-size:18px}
.finale .ctas{margin-top:32px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.finale .btn-ghost{color:var(--paper);border-color:#38455F}
.finale .btn-ghost:hover{border-color:var(--paper);background:transparent}

/* ── disclosure band ─────────────── */
.disc{background:var(--paper-2);padding:44px 0;border-top:1px solid var(--rule)}
.disc-in{display:grid;gap:26px}
@media(min-width:880px){.disc-in{grid-template-columns:1fr 1fr;gap:56px}}
.disc h3{font-size:16px;margin-bottom:9px}
.disc p{font-size:15px;color:var(--slate);max-width:50ch}

/* ── footer ──────────────────────── */
footer{background:var(--navy);color:#A6AFC2;padding:60px 0 42px}
.ft{display:grid;gap:34px}
@media(min-width:760px){.ft{grid-template-columns:2fr 1fr 1fr 1fr}}
.ft h3{font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;
  color:#fff;font-weight:700;margin-bottom:14px;line-height:1.62}
.ft a{display:block;padding:5px 0;font-size:15px;color:#A6AFC2;
  text-decoration:none;transition:.18s}
.ft a:hover{color:#fff}
.ft .about p{font-size:15px;max-width:32ch;margin-top:12px}
.ft .logo .mono{background:#fff;color:var(--navy)}
.ft .logo .word{color:#fff}
.ft .logo .word b{color:#4FC3A1}
.ft-legal{margin-top:44px;padding-top:24px;border-top:1px solid #26344E;
  font-size:12.5px;line-height:1.85;color:#7E8AA2}
.ft-legal a{display:inline;color:#A6AFC2;font-size:inherit;padding:0}
.ft-legal p+p{margin-top:10px}

/* ── marketplace ─────────────────── */
.filters{display:flex;flex-wrap:wrap;gap:9px;margin-top:30px;
  padding-bottom:26px;border-bottom:1px solid var(--rule)}
.chip{font:inherit;font-size:14px;font-weight:600;padding:9px 17px;border-radius:999px;
  background:var(--white);border:1.5px solid var(--rule);color:var(--slate);
  cursor:pointer;transition:.16s}
.chip:hover{border-color:var(--hair);color:var(--navy)}
.chip[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:var(--paper)}
.count{margin-top:22px;font-size:14.5px;color:var(--slate)}
.empty{margin-top:34px;padding:36px;text-align:center;background:var(--white);
  border:1px dashed var(--hair);border-radius:var(--r);color:var(--slate)}

/* ── article / detail ────────────── */
.doc{max-width:760px;padding:56px 0}
.doc h1{font-size:clamp(32px,5vw,48px)}
.doc .kicker{font-size:12px;letter-spacing:.13em;text-transform:uppercase;
  font-weight:700;color:var(--green);margin-bottom:14px}
.doc h2{font-size:26px;margin:44px 0 14px;padding-top:26px;border-top:1px solid var(--rule)}
.doc h3{font-size:19px;margin:26px 0 8px}
.doc p{margin-bottom:14px;color:var(--navy-3)}
.doc ul{margin:0 0 18px 20px;color:var(--navy-3)}
.doc li{margin-bottom:7px}
.doc table{width:100%;border-collapse:collapse;margin:8px 0 22px;font-size:15.5px}
.doc th,.doc td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--rule)}
.doc th{font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--slate-2)}
.callout{background:var(--amber-bg);border-left:3px solid var(--amber);
  padding:18px 20px;border-radius:0 var(--r-sm) var(--r-sm) 0;margin:22px 0;
  font-size:15.5px;color:#7C5320}
.callout b{font-weight:700}
.note{background:var(--green-bg);border-left:3px solid var(--green);
  padding:18px 20px;border-radius:0 var(--r-sm) var(--r-sm) 0;margin:22px 0;
  font-size:15.5px;color:#0A5A46}

@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}

/* ── hero: trust strip ───────────────────────────────────── */
/* Plain text with literal middot separators (not CSS-generated) so the
   separation survives even if this stylesheet fails to load/update. */
.trust-strip{margin-top:18px;font-size:13.5px;font-weight:600;color:var(--slate);
  letter-spacing:.01em}

/* ── hero: task selector ─────────────────────────────────── */
.task-selector{margin-top:28px}
.task-label{font-size:13px;font-weight:700;color:var(--slate-2)}
.task-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:11px}
.task-pill{font-size:13.5px;font-weight:600;color:var(--navy-3);text-decoration:none;
  background:var(--white);border:1.5px solid var(--rule);border-radius:999px;
  padding:10px 14px;min-height:44px;box-sizing:border-box;display:inline-flex;align-items:center;transition:.16s}
.task-pill:hover{border-color:var(--green);color:var(--green)}

/* ── hero: EMI sample split bar ──────────────────────────── */
.split-bar{display:flex;width:100%;height:10px;border-radius:999px;overflow:hidden;
  margin-top:14px;background:var(--paper-2)}
.split-bar i{display:block;height:100%}
.split-bar i.p{background:var(--green)}
.split-bar i.i{background:var(--amber)}
.split-legend{display:flex;flex-wrap:wrap;gap:14px 20px;margin-top:10px;
  font-size:13px;color:var(--slate)}
.split-legend span{display:inline-flex;align-items:center;gap:6px}
.split-legend span:first-child i{background:var(--green)}
.split-legend span:last-child i{background:var(--amber)}
.split-legend i{width:8px;height:8px;border-radius:999px;display:inline-block}

/* ── category gateways ───────────────────────────────────── */
.gws-cinematic{position:relative;overflow:hidden;isolation:isolate}
.gws-bg{position:absolute;inset:0;z-index:0;margin:0}
.gws-bg img{width:100%;height:100%;object-fit:cover;object-position:center 30%}
.gws-cinematic:before{content:"";position:absolute;inset:0;z-index:1;
  background:linear-gradient(115deg,rgba(12,27,51,.94) 0%,rgba(12,27,51,.82) 38%,rgba(12,27,51,.55) 70%,rgba(12,27,51,.38) 100%)}
.gws-cinematic .wrap{position:relative;z-index:2}
.gws-cinematic .eyebrow{color:#8FD9C0}
.gws-cinematic .sec-head h2{color:#fff}
.gws{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
@media(min-width:820px){.gws{grid-template-columns:repeat(3,1fr);gap:16px}}
.gw{background:rgba(255,255,255,.9);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);
  border:1px solid rgba(255,255,255,.4);border-radius:var(--r);
  padding:16px 14px;box-shadow:var(--shadow-lg);transition:.2s ease}
.gw:hover{transform:translateY(-3px);background:rgba(255,255,255,.97)}
.gw>a{text-decoration:none;display:block}
.gw h3{font-size:15.5px;letter-spacing:-.02em;color:var(--navy)}
.gw p{margin-top:6px;font-size:12.5px;color:var(--slate);line-height:1.4}
.gw-sub{margin-top:10px;padding-top:10px;border-top:1px solid var(--paper-2);
  display:flex;flex-direction:column;gap:6px}
.gw-sub a{font-size:12px;font-weight:600;color:var(--green);text-decoration:none}
.gw-sub a:hover{text-decoration:underline}
@media(min-width:640px){
  .gw{padding:24px 22px}
  .gw h3{font-size:19px}
  .gw p{margin-top:9px;font-size:14.5px;line-height:1.55}
  .gw-sub{margin-top:16px;padding-top:14px;gap:8px}
  .gw-sub a{font-size:13.5px}
}
@media(prefers-reduced-motion:reduce){.gw:hover{transform:none}}

/* ── education / intent routing ──────────────────────────── */
.routes{display:grid;gap:22px}
@media(min-width:820px){.routes{grid-template-columns:repeat(3,1fr);gap:34px}}
.route{padding-top:0;border-top:none}
.route-img{display:block;width:100%;max-width:340px;height:auto;aspect-ratio:4/3;
  border-radius:14px;object-fit:cover;box-shadow:var(--shadow);margin-bottom:16px}
@media(min-width:820px){.route-img{width:260px;max-width:none}}
.route h3{font-size:19px;margin-bottom:8px;padding-top:16px;border-top:2px solid var(--green)}
.route p{font-size:15px;color:var(--slate)}
.route a{display:block;margin-top:10px;font-size:14.5px;font-weight:700;color:var(--green);
  text-decoration:none}
.route a:hover{text-decoration:underline}

/* ── footer accordion (mobile) ───────────────────────────── */
.ft details{margin:0}
.ft summary{cursor:pointer;list-style:none;display:flex;align-items:center;
  justify-content:space-between;gap:10px}
.ft summary h3{margin-bottom:0}
.ft summary::-webkit-details-marker{display:none}
.ft summary:after{content:"+";font-size:18px;font-weight:400;color:#7E8AA2;flex:0 0 auto}
.ft details[open] summary:after{content:"\2013"}
.ft details>div{padding-top:2px}
@media(min-width:760px){
  .ft summary{cursor:default;pointer-events:none}
  .ft summary:after{display:none}
  .ft details>div{display:block!important}
}

/* ── category cards (six top-level sections) ──────────────── */
.cats{display:grid;gap:16px}
@media(min-width:620px){.cats{grid-template-columns:repeat(2,1fr)}}
@media(min-width:960px){.cats{grid-template-columns:repeat(3,1fr)}}
.cat{background:var(--white);border:1px solid var(--rule);border-radius:var(--r);
  padding:26px 24px;text-decoration:none;display:flex;flex-direction:column;
  box-shadow:var(--shadow);transition:.2s ease;position:relative}
.cat:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--hair)}
.cat .ic{width:38px;height:38px;border-radius:10px;background:var(--green-bg);
  color:var(--green);display:grid;place-items:center;margin-bottom:16px}
.cat h3{font-size:20px;letter-spacing:-.03em}
.cat p{margin-top:9px;font-size:15.5px;color:var(--slate);flex:1}
.cat .go{margin-top:18px;font-size:14.5px;font-weight:600;color:var(--green)}
.cat .stat{position:absolute;top:20px;right:20px;font-size:11px;font-weight:700;
  letter-spacing:.07em;text-transform:uppercase;padding:4px 10px;border-radius:999px}
.stat-live{background:var(--green-bg);color:var(--green);border:1px solid var(--green-line)}
.stat-soon{background:var(--paper-2);color:var(--slate);border:1px solid var(--hair)}
.cat.soon{background:var(--paper)}
.cat.soon .ic{background:var(--paper-2);color:var(--slate)}
.cat.soon .go{color:var(--slate)}

/* ── trust / policy bar ───────────────────────────────────── */
.trustbar{background:var(--white);border-top:1px solid var(--rule);
  border-bottom:1px solid var(--rule);padding:26px 0}
.trustbar-in{display:flex;flex-wrap:wrap;align-items:center;gap:10px 26px}
.trustbar .tb-lbl{font-size:12px;letter-spacing:.13em;text-transform:uppercase;
  font-weight:700;color:var(--slate-2);margin-right:6px}
.trustbar a{font-size:15px;font-weight:500;color:var(--navy-3);text-decoration:none;
  border-bottom:1.5px solid var(--green-line);padding-bottom:2px;transition:.18s}
.trustbar a:hover{border-bottom-color:var(--green);color:var(--navy)}

/* ── placeholder pages ────────────────────────────────────── */
.ph{padding:78px 0 90px}
.ph .eyebrow{display:block;margin-bottom:14px}
.ph h1{font-size:clamp(34px,5.4vw,54px);max-width:15ch}
.ph .lede{margin-top:20px;font-size:19px;color:var(--slate);max-width:52ch}
.ph .status{margin-top:30px;display:inline-flex;align-items:center;gap:9px;
  background:var(--amber-bg);border:1px solid #EBDCC4;color:var(--amber);
  padding:11px 18px;border-radius:999px;font-size:14.5px;font-weight:600}
.ph .plan{margin-top:40px;display:grid;gap:14px;max-width:660px}
.ph .plan div{background:var(--white);border:1px solid var(--rule);
  border-radius:var(--r-sm);padding:18px 20px}
.ph .plan h2{font-size:16.5px;letter-spacing:-.02em}
.ph .plan p{margin-top:5px;font-size:15px;color:var(--slate)}
.ph .ctas{margin-top:38px;display:flex;flex-wrap:wrap;gap:12px}

/* ── breadcrumb ───────────────────────────────────────────── */
.breadcrumb{font-size:13px;color:var(--slate-2);margin-bottom:16px}
.breadcrumb a{color:var(--slate-2);text-decoration:none}
.breadcrumb a:hover{color:var(--green)}
.breadcrumb span{margin:0 7px;color:var(--hair)}
.breadcrumb [aria-current]{color:var(--slate);font-weight:600}

/* ── result scaffold (structural — carries semantic hooks for future
   contextual CTAs; no visual change of its own beyond spacing) ────── */
.result{display:flex;flex-direction:column;width:100%}
.result-summary{width:100%}
.result-guidance{width:100%}
.result-next-step{margin-top:18px;width:100%}

/* ── related calculators ─────────────────────────────────── */
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.related a{font-size:14.5px;font-weight:600;color:var(--navy-3);text-decoration:none;
  border:1.5px solid var(--rule);border-radius:999px;padding:9px 16px;transition:.16s}
.related a:hover{border-color:var(--green);color:var(--green)}

/* ── card tags + detail panel (credit-cards hub) ─────────── */
.pcard-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.cmp-check{display:flex;align-items:center;gap:6px;font-size:12.5px;color:var(--slate);
  white-space:nowrap;cursor:pointer;user-select:none}
.cmp-check input{width:15px;height:15px;accent-color:var(--green);cursor:pointer}
.ctags{display:flex;flex-wrap:wrap;gap:6px;margin-top:12px}
.ctag{font-size:11.5px;font-weight:700;letter-spacing:.03em;color:var(--green);
  background:var(--green-bg);border:1px solid var(--green-line);border-radius:999px;
  padding:4px 10px}
.pcard-detail{margin-top:18px;padding-top:18px;border-top:1px solid var(--paper-2)}
.pcard-detail .d-row{display:flex;justify-content:space-between;gap:14px;padding:9px 0;
  border-bottom:1px solid var(--paper-2);font-size:14px}
.pcard-detail .d-row .k{color:var(--slate)}
.pcard-detail .d-row .v{font-weight:600}
.dnote{margin-top:12px;font-size:13.5px;color:var(--slate);line-height:1.55}
.dnote a{color:var(--green)}

/* ── compare bar + table ──────────────────────────────────── */
.comparebar{position:sticky;bottom:0;background:var(--navy);color:#fff;
  padding:16px 0;margin-top:36px;border-radius:var(--r) var(--r) 0 0;box-shadow:var(--shadow-lg)}
.comparebar h2{font-size:16px;margin-bottom:2px}
.comparebar p{font-size:13.5px;color:#9AA4B8}
.cmptable{overflow-x:auto;margin-top:18px}
.cmptable table{width:100%;border-collapse:collapse;background:var(--white);
  border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.cmptable th,.cmptable td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--paper-2);
  font-size:14.5px;color:var(--navy-3);vertical-align:top}
.cmptable thead th{background:var(--paper-2);font-size:12.5px;letter-spacing:.06em;
  text-transform:uppercase;color:var(--slate-2)}
.cmptable th:first-child{font-weight:600;color:var(--navy);text-transform:none;letter-spacing:0;
  background:var(--white);font-size:14.5px}

/* ── find my card ─────────────────────────────────────────── */
.finder-form{background:var(--white);border:1px solid var(--rule);border-radius:var(--r);
  padding:30px 26px;box-shadow:var(--shadow);display:grid;gap:20px;margin-top:34px}
@media(min-width:760px){.finder-form{grid-template-columns:1fr 1fr;gap:22px 26px}}
.f-field label{display:block;font-size:14px;font-weight:600;margin-bottom:8px}
.f-field select,.f-field input[type="number"]{width:100%;font:inherit;font-size:15px;
  padding:11px 14px;border-radius:var(--r-sm);border:1.5px solid var(--rule);
  background:var(--paper);color:var(--navy)}
.f-field select:focus,.f-field input:focus{outline:none;border-color:var(--green)}
.finder-form .f-submit{grid-column:1/-1;margin-top:6px}
.fresults{display:grid;gap:18px;margin-top:30px}
@media(min-width:760px){.fresults{grid-template-columns:repeat(2,1fr)}}
.fcard{background:var(--white);border:1px solid var(--rule);border-radius:var(--r);
  padding:24px 22px;box-shadow:var(--shadow)}
.fcard .bank{font-size:12px;letter-spacing:.11em;text-transform:uppercase;
  color:var(--slate-2);font-weight:700}
.fcard .nm{font-size:21px;margin-top:6px}
.fsec{margin-top:16px}
.fsec h4{font-size:12.5px;letter-spacing:.07em;text-transform:uppercase;color:var(--green);
  margin-bottom:6px}
.fsec p,.fsec li{font-size:14.5px;color:var(--navy-3);line-height:1.55}
.fsec ul{padding-left:18px}
.fsec li{margin-bottom:4px}
.fcard>.btn{margin-top:18px}
.fdisclaimer{margin-top:22px;font-size:13.5px;color:var(--slate);text-align:center}

/* --- Decision-engine panel: what's limiting you, and what would change it --- */
.improve-sec{padding:0 0 10px}
.improve-sec .wrap{max-width:960px}
.improve-head{margin-bottom:18px}
.improve-head h2{margin:0 0 6px;font-size:26px;letter-spacing:-.03em}
.improve-head p{margin:0;color:var(--slate);font-size:16px;max-width:62ch}
.imp-constraint{background:var(--amber-bg);border:1px solid #EBDCC4;border-radius:var(--r);
  padding:18px 20px;margin-bottom:18px}
.imp-tag{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.07em;
  text-transform:uppercase;color:var(--amber);margin-bottom:7px}
.imp-constraint p{margin:0;font-size:15.5px;line-height:1.55}
.imp-rows{display:grid;gap:12px}
.imp-row{background:var(--white);border:1px solid var(--rule);border-radius:var(--r);
  padding:18px 20px;display:grid;gap:5px}
.imp-act{font-weight:650;font-size:16px;letter-spacing:-.01em}
.imp-eff{color:var(--green);font-weight:700;font-size:15.5px}
.imp-eff.imp-neg{color:var(--amber)}
.imp-note{color:var(--slate);font-size:14.5px;line-height:1.5}
.imp-none{color:var(--slate);font-size:15.5px;margin:0 0 14px}
.imp-disc{margin:18px 0 0;color:var(--slate-2);font-size:13.5px;line-height:1.55}
@media(min-width:820px){.imp-rows{grid-template-columns:1fr 1fr}}

/* ---- commercial offer card + funnel (Affiliate-ready Phase 1) --------
   Mobile-first: single column by default, two up only when there is room.
   Reuses the existing tokens above - no new colours introduced. */
.ocard-banner{margin:0 0 16px;padding:11px 14px;background:var(--paper-2);
  border:1px solid var(--rule);border-radius:var(--r-sm);
  font-size:13.5px;line-height:1.5;color:var(--slate)}
.ocard-banner a{color:var(--navy);font-weight:600}
.ocard-grid{display:grid;grid-template-columns:1fr;gap:16px}
.ocard{background:var(--white);border:1px solid var(--rule);
  border-radius:var(--r);padding:20px;box-shadow:var(--shadow);
  display:flex;flex-direction:column}
.ocard-type{font-size:12px;letter-spacing:.11em;text-transform:uppercase;
  color:var(--slate-2);font-weight:600}
.ocard-name{font-size:21px;margin-top:7px}
.ocard-prov{margin-top:4px;font-size:13.5px;color:var(--slate)}
.ocard-benefits{margin:16px 0 0;padding-left:19px;font-size:15px;
  color:var(--navy-3)}
.ocard-benefits li{margin-top:7px}
.ocard-cost{margin-top:16px;padding:13px 0;border-top:1px solid var(--paper-2);
  border-bottom:1px solid var(--paper-2)}
.ocard-cost span{display:block;font-size:12.5px;color:var(--slate)}
.ocard-cost b{display:block;font-size:15px;font-weight:700;margin-top:2px}
.ocard-fit{margin-top:14px;background:var(--green-bg);
  border:1px solid var(--green-line);border-radius:var(--r-sm);
  padding:11px 13px;font-size:14.5px;color:var(--navy-3)}
.ocard-acts{margin-top:18px}
.ocard-acts .btn{width:100%}
.ocard-meta{margin-top:14px;display:flex;flex-direction:column;gap:5px;
  font-size:12.5px;color:var(--slate-2);line-height:1.5}
.ocard-disc{font-style:italic}

/* Next-step journey. Ordered, because the order is the point. */
.journey{margin-top:34px;background:var(--white);border:1px solid var(--rule);
  border-radius:var(--r);padding:22px;box-shadow:var(--shadow)}
.journey h2{font-size:21px}
.journey ol{margin:16px 0 0;padding:0;list-style:none;counter-reset:jstep}
.journey li{position:relative;padding-left:42px;margin-top:16px;
  font-size:15.5px;color:var(--navy-3);line-height:1.55}
.journey li::before{counter-increment:jstep;content:counter(jstep);
  position:absolute;left:0;top:1px;width:28px;height:28px;border-radius:50%;
  background:var(--navy);color:var(--paper);font-size:13px;font-weight:700;
  display:flex;align-items:center;justify-content:center}
.journey li b{display:block;font-size:16.5px;color:var(--navy);font-weight:700}
.journey li[aria-current="step"]::before{background:var(--green)}
.journey a{color:var(--navy);font-weight:600;text-decoration:underline;
  text-underline-offset:2px}

@media(min-width:760px){
  .ocard-grid{grid-template-columns:1fr 1fr}
  .ocard-acts .btn{width:auto}
}

/* ── clean sweep 2026-09 ─────────────────────────────────── */
/* Language switcher hidden until translations exist (i18n.js is dormant; only en.json ships). */
.lang-switch{display:none}
/* Wide article tables scroll inside their own box on phones instead of widening the page. */
@media(max-width:700px){.doc table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}}
/* Calculator grid children may shrink; long field labels wrap instead of pushing the value off-screen. */
.calc-card>*{min-width:0}
.field-top label{min-width:0}
/* Interim legal / company pages */
.legal-body{max-width:66ch;margin-top:8px}
.legal-body h2{margin-top:40px;font-size:22px}
.legal-body p,.legal-body ul{margin-top:12px;color:var(--slate)}
.legal-body ul{padding-left:20px;line-height:1.8}
.legal-body .updated{font-size:13.5px;color:var(--slate-2)}
.ft .ft-social{display:flex;gap:18px;margin-top:16px}
.ft .ft-social a{display:inline;padding:0;font-size:14px;font-weight:600}
/* Long result totals (e.g. "₹23,23,391 (23.23 lakh)") may wrap on narrow phones. */
@media(max-width:480px){.calc-card .stat-row.total b{white-space:normal;text-align:right}}