Free tool
Money Leak Audit
Find where your money may be leaking — and what to fix first. Answer a short questionnaire (about 3-5 minutes) on your income, cards, EMIs, savings and recurring costs to get a Money Leak Score, an estimated ₹ leakage figure, and prioritised actions. The score and your top two findings are free. A fuller paid report (₹199) is planned and is not on sale yet.
Your Money Leak Score
0/100
Strong
Estimated identified leakage
₹0/month
Over a year
₹0/year
Top findings — free
0 more finding(s) in your full report
Unlock the full report for every finding, the complete breakdown, and your 90-Day Money Fix Plan.
Your 90-Day Money Fix Plan
Prioritised, in order — unlocks with the full report.
Do first
Do next
Do later
Unlock Your Full Money Leak Report
₹199
- Every finding, not just the top 2
- Complete monthly/yearly leakage breakdown
- Full debt-pressure assessment
- 90-Day Money Fix Plan — Do First / Do Next / Do Later
- Links to the relevant CreditBharosa calculators
- Print-friendly report layout
Premium Money Leak Report — ₹199
Payments are opening soon.
- Your free audit above is complete — nothing has been charged.
- No card, bank or payment information was requested or collected.
- Keep using your free score, top findings and share card as normal.
Share your score
Image export/download is not built yet in this version — the card above is copy/share-as-text only for now.
What happens to what you enter. Your figures are used only in your browser to calculate this result. This page does not send your income, balances, rates or any entered figure to a server as part of calculating your score. We do not ask for your PAN, Aadhaar, bank login, card number, phone number or OTP.
Educational tool, not advice. The Money Leak Audit is an informational estimate based only on what you enter here. It is not financial, investment or legal advice, and it does not reflect your actual lender or card issuer terms, which can differ. Verify decisions with your bank, card issuer or a qualified professional before acting on them.